Clever Ways to Save Money on Your Wedding

wedding savings

My husband and I married in 2006, when we were both in a bad place financially to be spending a lot on a wedding. Having a wedding was an option only with a lot of hard work and frugality on both of our parts. My husband Jason and I met in our twenties while I was a broke college student struggling to survive on my own. I knew from the time he proposed that I would have...

Summer Savings, save money

25 Simple Ways to Save Money This Summer

After the long, cold winter, summer temperatures are finally here to stay. Though it’s the season of unlimited sunshine, it’s not the season of unlimited spending. With the warmer weather giving way to graduation parties, weddings, and over-priced theme...

Restaurant burger

How to Save Money on Eating Out

I like saving money, but I also like enjoying my life. Sometimes it feels like these two goals are at odds. Know what I mean? Sometimes when we have a big financial goal, we give up something we enjoy for...


Cars: Newer Isn’t Always Better

I know I am not the only one! But how can we overcome this insane urge to have the latest bells and whistles?! Marketing is certainly doing its job! It’s not even car commercials that do it, it’s knowing that...


Getting Started with a Budget

It actually feels weird that I’ve waited this long to address the topic head on. I’ve talked about the importance of budgeting, but I haven’t written a post (for my blog, anyway), about how to tackle a budget. Let’s...

How to Save Money on TV

How to Save Money on TV

If you’re like most people, you occasionally enjoy spending a chill evening at home watching TV. Maybe you enjoy that on a more regular (i.e. nightly) basis. That’s cool. I’m not here to judge your TV watching habits. I’m...

About Me

Sandra Parsons

Freelance Writer & Blogger

Welcome! I'm Sandra Parsons, personal finance writer and owner of A Theory of Change. I believe small behavioural changes are the key to making big life changes - including financial ones.

My goal is to help you develop behaviours that will help you take control of your finances.

It's a beautiful day to change your life <3


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